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Lease to Own Through Progressive Leasing

  • Instant DecisionDiscover how much you can get approved for and get the merchandise you need today.
  • Lease-to-own option with no credit needed. 90-day purchase option available.You can save money when you pay off your leasing using our 90-day purchase option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.
  • Flexible PaymentsFlexible weekly, bi-weekly, or monthly payment options make it simple to use.
  • No Credit NeededThere's NO CREDIT NEEDED to apply for the lease-to-own Purchase Option.


  1. Apply online for an instant decision.
  2. Visit your nearest store to shop or shop online.
  3. Sign the lease agreement. Make your initial payment and take your merchandise home or have it shipped to you if shopping online.
  4. Pay off the lease with flexible payments.

You must need the following to apply:

  1. Must be 18 years or older
  2. Social Security Number or ITIN
  3. Bank routing and account number for an open and active checking account
  4. Credit or debit card

The advertised service is lease-to-own or a rental-or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Apply for online shopping and call us to complete your transaction over the phone

Apply Now No Credit Needed

Apply for In-Store Shopping with Progressive

Apply Now No Credit Needed